Experts in Portfolio Acquisition, Origination & Servicing

777 Equipment Finance (T7) acquires lease and loan portfolios quickly and efficiently from banks and specialty finance companies.

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about us

What We Do
1. Portfolio Acquisitions
Portfolio purchases are the foundation of our company. For over 30 years, we’ve acquired performing, out-of-favor, and distressed equipment finance portfolios from banks, captive finance companies, independent lessors, and specialty finance companies that seek to sell existing assets for many reasons.

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2. Lease & Loan Origination
Backed by a Miami-based investment firm, our lending capacity is vast and allows for fully-customized, secure financing solutions for business owners looking to purchase new equipment, refinance existing assets, or replace current collateral. Partnering with us ensures nimble, relationship-centric, exceptional service that works for you, your business, and your clients.

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3. Lease Servicing
We have a comprehensive servicing team experienced in all aspects of managing diverse, complex assets.

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Why We're Different

We understand your need to generate liquidity, de-leverage, and mitigate risk. We're here to help so you can focus on your core business.

Comprehensive Platform

We're led by the most experienced operators in the space and we deliver the industry's most comprehensive suite of services. We do it all in-house with a singular focus on equipment - this is what we do.


The way we conduct business and build partnerships is pivotal to our business. We keep our word and follow through on our promises. Count on us to be reliable, fair, and honest each step of the way.


We close deals quickly and without friction. Our team can analyze, evaluate, negotiate and close on portfolios faster than anyone else in the market. We're agile and decisive, so you can get the service you need.

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Our team

Meet our team

T7 is a unique funding platform, led by a team of experts with deep expertise in equipment financing and portfolio acquisition. Together, we have acquired and managed over 35 diverse portfolios with equipment costs in excess of $2 billion.

Gary Silverhardt

President & Chief Executive Officer

Gary brings 30 years of experience in the equipment financing industry. Gary joined T7 Equipment Finance in 2018 after more than 15 years with North Mill Equipment Finance and its predecessor company, Equilease, where he was President and Chief Executive Officer. Previously, Gary held senior executive positions atICON Capital and Federated Capital and was also a CPA at Coopers & Lybrand’s audit group.  Gary holds a BS in Accounting from SUNY.

Josh Rothman

Chief Operating Officer

Josh has 17 years’ experience in the equipment financing industry. Josh joined T7 Equipment Finance in 2019 after more than 15 years with North Mill Equipment Finance and its predecessor company, Equilease, where he was Executive Vice President and Chief Operating Officer, after having held leadership roles in all aspects of the company’s management and operations, including marketing campaign development, credit, asset management, capital markets, financial reporting, portfolio management, documentation, re-structuring, insurance, titling and portfolio acquisition.  Josh holds a BS in Mathematics from St. Lawrence University.